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Goods in transit (GIT) insurance covers the loss, damage or theft of any stock, tools or materials that you regularly transport as part of your business. It’s not just crucial for couriers, hauliers and removals firms, it’s also a sensible choice if you regularly transport your own equipment, for example if you’re a builder, decorator or even a DJ. If you’re ready to compare goods in transit insurance quotes, give us a call on 0800 188 4930 or leave a few details and we’ll call you back. Or read on to find out more about this type of cover.
3 min read
Goods in transit cover insures the contents of your van while you’re driving from place to place. It shouldn’t be confused with commercial van cover which insures the vehicle itself and not the goods being transported.
Taking out GIT insurance will cover your goods against theft, loss or damage during transportation, as well as against damage cause by accidents during transit.
As with all types of insurance, different providers offer different levels of cover so it’s important to make sure you’re aware of any exclusions or limitations before you buy a policy.
GIT insurance is not a legal requirement but it’s certainly sensible to have it – especially if you’re transporting other people’s goods. If you don’t have appropriate cover and the cargo you carry is stolen, lost or damaged then you’ll be expected to compensate customers yourself.
It’s worth noting that standard car or van insurance might not provide enough cover – even if you’re only transporting your own equipment. Policies may only insure your belongings up to a certain amount which could leave you out of pocket if you had to replace them.
You can buy GIT cover as part of your business insurance package, which will include goods in transit and public liability insurance and will be included together in some policies.
Several factors influence the cost of GIT insurance cover so you’ll need to start a quote to get a more accurate idea of cost, as a guide, some of the main variables your insurer will look at include:
At Uswitch for Business, we appreciate that your business is your livelihood and that you’ll do what you can to protect it – but we also understand that you don’t want to pay over the odds for insurance. Just remember – cheap goods in transit insurance doesn’t mean it’s the best – the best policy for you will be one that meets your needs.
To get started give us a call on 0800 188 4930 or leave a few details at the top of the page and we’ll call you back.
One of our UK-based experts will search our supplier panel and give you a call to talk you through the results on screen.
With all the information to hand, you choose the deal that best suits your business and we'll handle the switch for you.
If you decide to switch, we’ll be paid a commission by the new supplier that is included in the prices we quote.