Compare goods in transit insurance quotes

Goods in transit cover insures the contents of your van while you’re driving from place to place. It shouldn’t be confused with commercial van cover which insures the vehicle itself and not the goods being transported.

Taking out GIT insurance will cover your goods against theft, loss or damage during transportation, as well as against damage cause by accidents during transit.

As with all types of insurance, different providers offer different levels of cover so it’s important to make sure you’re aware of any exclusions or limitations before you buy a policy.

GIT insurance is not a legal requirement but it’s certainly sensible to have it – especially if you’re transporting other people’s goods. If you don’t have appropriate cover and the cargo you carry is stolen, lost or damaged then you’ll be expected to compensate customers yourself.

It’s worth noting that standard car or van insurance might not provide enough cover – even if you’re only transporting your own equipment. Policies may only insure your belongings up to a certain amount which could leave you out of pocket if you had to replace them.

You can buy GIT cover as part of your business insurance package, which will include goods in transit and public liability insurance and will be included together in some policies.

Several factors influence the cost of GIT insurance cover so you’ll need to start a quote to get a more accurate idea of cost, as a guide, some of the main variables your insurer will look at include:

• The type and number of vehicles you drive – if you only have one van and carry your own tools then your needs will be different compared to if you ran a busy courier or haulage firm.
• The value of goods you carry – the higher the value of the contents of your van, the higher your premium is likely to be.
• How often you transport goods – insurance is based on risk, so the frequency and time spent travelling might affect the cost of your insurance premium
• The level of cover you need – this is the overall sum that you want to be insured for Just bear in mind that some policies will limit the amount you can claim for a single item so if you’re transporting very expensive items then check to see you have appropriate cover.
• Any additional extras – almost all insurance policies can be tailored to suit your needs so if you’ve chosen to bolt-on any extra features then this is something your insurer will need to factor in.

At Uswitch for Business, we appreciate that your business is your livelihood and that you’ll do what you can to protect it – but we also understand that you don’t want to pay over the odds for insurance. Just remember – cheap goods in transit insurance doesn’t mean it’s the best – the best policy for you will be one that meets your needs.

To get started give us a call on 0800 188 4930 or leave a few details at the top of the page and we’ll call you back.